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Veterinarian examining horse.

The Veterinary Medicine Loan Repayment Program

USDA’s Veterinary Medicine Loan Repayment Program (VMLRP), authorized by the National Veterinary Medical Services Act (NVMSA) helps qualified veterinarians offset a significant portion of the debt incurred from receiving their veterinary medicine degrees in return for their service in certain high-priority veterinary shortage situations.

The National Institute of Food and Agriculture (NIFA) will carry out NVMSA by entering into educational loan repayment agreements with veterinarians who agree to provide veterinary services in veterinarian shortage situations for a determined period of time. If you commit to at least three years to providing veterinary services in a designated veterinary shortage area, NIFA may repay up to $40,000 of your student loan debt per year. Loan repayment benefits are limited to payments of the principal and interest on government and commercial loans you received for the attendance at an accredited college of veterinary medicine resulting in a degree of Doctor of Veterinary Medicine or the equivalent.

VMLRP Timeline

Dates listed below are subject to change in relation to unforeseen circumstances or administrative changes.

TasksFY 2026FY 2027FY 2028
Shortage Nomination WebinarNot ApplicablePre-Recorded: Click here to viewSeptember 2027
Shortage Nomination Cycle OpensSeptember 22, 2025 October 5, 2026October 2027
Shortage Nomination Cycle ClosedNovember 7, 2025November 2, 2026November 2027
Shortage Situation Areas PostedJanuary 5, 2026February 2027February 2028
Application Period OpensJanuary 13, 2026February 2027February 2028
Technical Assistance Webinar

February 3, 2026 from 3:30 - 4:30 PM EST:

Click here to register

March 2027March 2028
Letter of Intent DeadlineFebruary 19, 2026April 2027April 2028
Application Period ClosesMarch 5, 2026April 2027April 2028
VMLRP Awards OfferedSeptember 30, 2026September 30, 2027September 30, 2028
VMLRP Service Agreement BeginsJanuary 1, 2027January 1, 2028January 1, 2029

Contact Information

The VMLRP will pay up to $40,000 each year towards qualified educational loans of eligible veterinarians who agree to serve in a NIFA-designated veterinarian shortage situation for a period of three years. 


​Disclaimer

Some web pages may offer links to other Internet sites (outside USDA) for convenience to visitors interested in obtaining additional information about the Veterinary Medicine Loan Repayment Program. NIFA and USDA are not responsible for the availability or content of these external sites, nor do NIFA and USDA endorse, warrant, or guarantee the products, services, or information described or offered at these external Internet sites.

For information on another program addressing veterinary shortages, visit the Veterinary Services Grant Program.

Program type
Loan Repayment Programs
Page last updated: September 30, 2026

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